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Heritage Bank and ICBA: Safeguard Finances to Prepare for Natural Disasters

September 1, 2022

Covington, LA (Sept. 1, 2022)—Weather and health-related natural disasters can leave property in tatters and wreak financial havoc on families and communities. In recognition of National Preparedness Month, Heritage Bank and the Independent Community Bankers of America (ICBA) are advocating simple measures to prepare for the worst and reduce the financial impact of disasters on you and your family.

“While we can’t control mother nature, we can help our customers minimize their financial devastation by putting a plan in place before disaster strikes,” said David Crumhorn, President and CEO at Heritage Bank. “As your faithful partner and ally, trust in Heritage Bank to help you plan for the unexpected so you can focus on the recovery and rebuild process quickly and efficiently.” 

Heritage Bank and ICBA offer the following tips to help customers make a plan and regain their financial wherewithal following a natural disaster. 

  • Establish an emergency savings account for use in a crisis and keep a small amount of cash on hand in case you’re unable to access funds electronically and need to purchase necessary supplies, fuel or food.
  • Prepare backup communications plans if both cellular and landline services falter.
  • Store digital and paper copies of financial documents, including investment records, property deeds, insurance policies, tax information, wills, trusts and financial and medical powers of attorney. 
  • Make copies of personal documents— Driver’s licenses, Passports, Social Security cards, Birth certificates, adoptions, marriage and divorce papers, property deeds and titles. 
  • Print contact information for trustees, guardians, and executors and store them away for safe keeping. 
  • Create an inventory of personal and household valuables and use photo or video documentation to help assess their value and determine replacement costs. 
  • Contact your insurance agent or visit the Federal Emergency Management Agency’s (FEMA) website, to determine if you need a flood insurance policy. For more helpful financial preparedness tips, download the Emergency Financial First Aid Kit to get started planning today.

“Community bankers stand shoulder to shoulder with customers in good and challenging times,” said ICBA President and CEO Rebeca Romero Rainey. “Count on their financial expertise to help you evaluate your financial preparedness before these unexpected, stressful events occur, to help protect you and your loved ones and reestablish your financial footing.”

For more information on crisis preparedness visit ICBA’s website at www.icba.org/news/crisis-preparedness.

About ICBA
The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

With nearly 50,000 locations nationwide, community banks constitute roughly 99 percent of all banks, employ nearly 700,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding nearly $5.9 trillion in assets, over $4.9 trillion in deposits, and more than $3.5 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. For more information, visit ICBA’s website at www.icba.org.

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