Loans

We know buying or building a home can be the most exciting time in one’s life. Our loan experts will help guide you through the process.

While our classic construction/permanent loans are fitting for new construction, the product may also be used for home repair/rehabilitation. Today’s complex and volatile home loan environment means that nearly everyone’s situation is unique.

In addition to home loans, we also have several commercial real estate loans available. Contact us today to talk to a loan specialist.

We use the following to determine the best loan possibility for you:

BUYING A HOME

Buying a house should be easy. Let us find you a home today.

LEARN MORE

BUILDING A HOME

Ready to begin building a home? We can help.

REFINANCING

Looking to refinance your existing home loan? HB is ready to get you a better rate.

LEARN MORE

HOME EQUITY LINE OF CREDIT

Learn about a home equity line of credit and how Heritage can assist you.

CASH SECURED LINE

Discover how we can assist you with fast cash to complete a project or secure a purchase.

COMMERCIAL LOAN

HB specializes in assisting local businesses with commercial real estate loans.