Are you the type of person who's looking to plan or save a little? Our Select Savings are interest-bearing, deposit accounts that provide modest interest rates which can help you financially prepare for the long term. Our Select Savings accounts are available for both personal and business customers.
• No fixed term.
• Minimum balance to open is $10,000.00.
• Interest begins to accrue on date of deposit.
• Interest credited to account monthly. Interest is compounded daily using the daily balance method on a 365-day year.
• Rate may change as often as daily at our sole discretion. There is no limit on the changes in the interest rate.
• Monthly statements with activity; Quarterly statement with no activity.
• Interest rates are calculated on the daily account balance.
• Must maintain a minimum balance of $10,000.00 in the account each day to obtain the disclosed annual percentage yield.
• Transfers from a Statement Savings account to another account or to third parties by pre-authorized, automatic, telephone, or computer transfer are limited to 6 per calendar month. A $5.00 fee per transaction in excess of 6.
• Free online banking.
• Free mobile banking and mobile deposit capture.
• $20 monthly service fee if the balance drops below $10,000.00 during the statement cycle.
• Must be enrolled and agree to receive e-statements. A $2.00 monthly fee will apply for paper statements.
• You must have a Heritage Bank checking account to qualify for this account.
• See Common Features for fees that may apply.
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $249,999.99
$250,000.00 and greater
*APY = Annual Percentage Yield
ALL RATES ARE SUBJECT TO CHANGE DAILY.