Heritage Bank Mobile Banking

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Available to all Heritage Bank of St. Tammany online banking customers.

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Personal SAVINGS

Move toward financial confidence and start saving today.
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Personal Savings Accounts

To help you make the right decision use this chart and compare:

Account Name

Statement Savings

Open account

Select Savings

Open account

Christmas Club Savings

Open account

Perks & Benefits

Statement Savings

Earn Money

Convenient

Safeguard Money

Select Savings

Earn Money

Convenient

Safeguard Money

Christmas Club Savings

Earn Money

Convenient

Safeguard Money

Statement Savings

Same Features as Select Savings Account
(See Below for Details)

Select Savings

Same Features as Statement Savings Account
(See Below for Details)

Christmas Club Savings

Fixed Rate

Funding of the Entire Account at One Time is Not Allowed

Maximum Deposit of $200 Weekly

All Funds Disbursed by Check Annually on the Last Business Day of October

Account is Closed Once the Check is Disbursed

Interest Forfeited if Account is Closed Before the Last Business Day in October

Minimum Opening Deposit

Statement Savings

$10.00

Select Savings

$10,000.00

Christmas Club Savings

$2.00

Monthly Service Charge

Statement Savings

N/A

Select Savings

$20.00*

Christmas Club Savings

N/A

Daily Balance Requirement To Earn Interest

Statement Savings

$10.00

Select Savings

$10,000.00

Christmas Club Savings

N/A

Qualifications

Statement Savings

N/A

Select Savings

Must Have a Heritage Bank Checking Account

Must Be Enrolled and Agree to E-statements

*Monthly Service Charge Waived When Balance Remains at $10,000 or above During Statement Cycle

Christmas Club Savings

N/A

1. For both Statement Savings Accounts and Select Savings Accounts interest begins to accrue on the date of deposit and is credited monthly. Six withdrawals per month are allowed; $5.00 fee will be charged per transaction in excess of six. Both accounts offer online banking, mobile banking with mobile deposit, the ability to link to a debit card for checking account customers, and freeATMs nationwide.

Interest is compounded daily using the daily balance method on a 365-day year. Withdrawals from savings accounts include transfers from a statement savings account to another account or to third parties by pre-authorized, automatic, telephone or computer requests. Rate may change as often as daily at our sole discretion. There is no limit on the changes in the interest rate unless stated as "fixed".

More Personal Savings Accounts

Health Savings

A tax-advantaged medical savings account.

LEARN MORE

Individual Retirement

Designed to help you save for retirement and offers many tax advantages.

LEARN MORE

Certificate of Deposit

Steady interest rates to meet your financial goals.

LEARN MORE